MBP provides protection against mechanical breakdowns above and beyond the original manufacturer's warranty.
GAP covers the deficiency balance on your loan in the event of a total loss.
Debt Protection protects your family's financial future.

Guaranteed Asset Protection includes a number of features and benefits.

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GAP Home    Features & Benefits
GAP offers an additional measure of family security and peace-of-mind by reducing the financial burden that may be incurred if your vehicle is stolen or totaled. Additionally, GAP prevents the deficiency loan balance from being added to a new loan in the event of a total loss, and serves to protect your credit rating. GAP can be purchased at a low, one-time cost.
Easy to Purchase
GAP can be included in the amount financed with the loan. Coverage takes effect immediately upon loan dispersal.
60-Day Free Look
You may examine your GAP policy for 60 days. If you are not satisfied you may cancel GAP by returning the waiver within the first 60 days of coverage for a full refund of any premiums or amount you have paid.
Covers Primary Insurance Deductible
GAP covers the owner's primary insurance deductible up to $1,000.00. This results in another reduced financial burden associated with a vehicle being stolen or totaled, and is one more way in which GAP provides peace-of-mind.
Available on a Variety of Assets
GAP is available for the following types of vehicles. There are no age restrictions on the vehicle.

Vehicle Type Maximum Loan Term Maximum Amount Financed
New/Used Autos, Vans, Light Trucks*120 months$100,000.00
Motorcycles240 months$50,000.00
ATV's, Jet Ski's, Snowmobiles, Golf Carts240 months$50,000.00
Boats240 months$125,000.00
Motor Homes240 months$125,000.00
Travel Trailers240 months$125,000.00
*Not exceeding a 1-ton load capacity
Additional Features & Benefits
  • The maximum that GAP will pay is $50,000.00, which is well over the maximum loss you would ever experience.
  • The maximum loan term GAP will cover is 120 months.
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